Status: Pre-Launch
HQ: London, UK
Regulatory: FCA Application Pending
Global Financial Command Center

One App.
All Accounts.
Zero Friction.

Consolidate every card, account, and wallet into a unified dashboard. Pay anywhere with intelligent QR/NFC detection. Save smarter with interest-earning pouches. Seamless international transfers.

9:41 Haihai 100%
Total Balance
£12,450.00
Send
Scan
Save
More
Coffee -$4.50
Deposit +£500.00
Transfer -¥1,200
0.1%
Merchant Fee
180+
Countries
Unlimited
Accounts Linked
Real-Time
FX Rates

Core Features

Unified Consolidation
Link unlimited bank accounts, cards, and digital wallets into one intelligent dashboard with real-time balance tracking.
Open Banking Ready
Smart Payments
Auto-detecting QR and NFC technology ensures universal acceptance—works on any terminal worldwide without switching apps.
AI-Powered
Global Integration
Seamless cross-border transactions. Pay in 180+ regions directly from your unified balance.
Global Access
Savings Pouches
Goal-based sub-accounts with competitive interest rates. Automated round-ups and scheduled transfers.
Interest Bearing
Bank-Grade Security
256-bit encryption, biometric authentication, and FSCS protection pathways. Your data never sold.
GDPR Compliant
Financial Intelligence
Spending analytics across all accounts, predictive budgeting, and automated categorization.
Insights Engine

Payment Infrastructure

Universal
Smart Detect Technology
Our proprietary system automatically identifies merchant terminals and selects the optimal payment method—QR code for compatibility, NFC for speed, or app-to-app for peer-to-peer transfers.
QR Code NFC Tap App-to-App Online
Global
Global+ Integration
Seamless payments across 180+ regions and beyond. No separate apps needed—initiate transfers directly from your unified dashboard.
Cross-Border Real-Time FX 180+ Markets Multi-currency Support
Merchant-Friendly Economics
Unlike traditional processors charging 1.5-3%, Haihai routes all payments through our unified hub. Merchants pay only 0.1% per transaction—maximizing revenue while maintaining instant settlement.
0.1%
Per Transaction
Join the Financial Revolution
Be the first to experience unified global finance. Coming soon.